R.I.T. Wealth Advisors is an independent retirement planning firm — specialized exclusively in the financial complexities facing high-net-worth and ultra-high-net-worth retirees and pre-retirees. Rooted in San Luis Obispo, CA, we work with clients across the country who demand more than conventional financial advisors can offer.
Our clients come to us at one of the most consequential financial moments of their lives — significant wealth, significant decisions, and a need for a trusted partner who understands the full picture.
That is precisely what we do — and it is all we do.
Retirement
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Investments
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Tax Management
The name says it all — R.I.T.
Three complex disciplines. One plan.
80+
Years combined experience
80+
Years combined experience
2 CFPs
Certified financial planners
1 RICP
Retirement income specialist
20+
Professional licenses
45 min
Complimentary consultation
AS FEATURED IN
100%
Fiduciary, always
Our Services
One firm. Every dimension of your retirement.
Income Planning
Determine exactly how much you can spend — and build a strategy to sustain it throughout retirement.
Tax-Smart Strategies
Minimize your lifetime tax burden with proactive strategies across income, investments, and withdrawals.
Wealth Management
Preserve and grow your assets with an investment strategy built around your retirement plan — not your age.
Retirement Desicion Making
Navigate the major financial decisions retirement demands — from spending adjustments to real estate — with confidence.
Estate Planning
Protect what you've built and ensure it passes to the people and causes you care about, exactly as intended.
Social Security & Healthcare
Determine the optimal time to claim Social Security and navigate Medicare decisions to maximize lifetime benefits.
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Questions that matter
These are the questions most people ask before and after retirement. We help you answer every one of them with clarity and confidence.
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The questions that define a retirement plan.
Can I retire?
How much can I spend in retirement?
How do I minimize taxes?
Will I run out of money?
What investment strategies will help me accomplish my goals?
What are the optimal Social Security and pension collection strategies?
How do I leave the greatest legacy to loved ones and causes that I am passionate about?
Still have questions?
Get every one of them answered personally — for your specific situation — in a complimentary 45-minute conversation with our team.
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No sales pitch. Just honest, straightforward answers. We address all 10 questions on this page — and any others you bring. Available in person in California or by video call from anywhere.
Kevin Campbell
CEO & Advisor
CFP® Professional
Heather Swan
Planning & Investments
RICP WMCP®
Chad Valchar
Financial Advisor
CFP® Professional
Zac Doroski
Client Services
MBA
Kshitij Kabra
Operations
MBA
Position / Role
Heather Swan, RICP®, WMCP®
Position / Role
Taylor Quill
Position / Role
Taylor Quill
Position / Role
Alex Smith
Meet Our Founder
The experts in your corner.
Over 80 years of combined fiduciary financial planning experience — two CFP® Professionals, one RICP, and 20+ professional licenses.
Stay informed.
Retire confidently.
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